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When it comes to saving, investing, long-term care, are you ready for the future, financially?

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As you age, there are some considerations you’ll have to start mulling: For example, would you be ready to fund a long-term care situation?

It could run you $8,500 a month in assisted living costs -- and that’s an average price, according to this latest installment of “The Hecht Effect.”

When it comes to long-term care, you can get a policy or a contract. We’ll explain the difference in this latest episode. Watch it just above.

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