A family inside an Altamonte Springs apartment got a frightening reminder of Florida's dangerous summer storm season after lightning struck their building July 17, sparking a fire. Seminole County firefighters have responded to more than a dozen lightning-related calls so far this year — and summer is far from over.

Hundreds of millions of dollars are heading back to Florida drivers' wallets, and the payouts started this week. USAA is issuing dividend checks and rate reductions to eligible auto policyholders, crediting Florida's recent civil litigation and tort reforms for reducing legal costs — and making the savings possible. In total, between December 2025 and July 2026, USAA will have delivered nearly $1 billion in targeted rate reductions and direct member returns to eligible Florida members.

A woman whose rented self-storage unit in Lake County was burglarized says an insurance company is refusing to pay her claim even though police arrested two people for the crime.

Over 170 laws have already been approved so far in 2026 — and one of them is expected to bring a new course to high schools in the state.

USAA says it's giving Florida members a big round of financial relief — and the company points to some recent Florida laws as one reason the market is improving.

Florida now ranks third worst in the nation; a short sale specialist says she’s never seen it slow down.

Florida homeowners are no strangers to high insurance costs. But it turns out that two other states may have it even tougher.

With natural disasters being a relatively common problem in Florida, it’s little surprise how much of a hassle it can be to find an effective homeowner’s insurance provider.

New sales tax exemptions, tax holidays, property tax changes, and more are all on the table in this massive Florida bill.

A new property insurance bill has been approved in the Florida House, putting it on track to possibly take effect this summer.

A new report this week has revealed the fastest-growing boomtowns in the U.S. And it turns out the top-ranked spot is right here in Central Florida.

A new bill making its way through the Florida Legislature seeks to address a variety of insurance issues in the state.

Insurance premiums are exploding across Florida — and for one retired math teacher in The Villages, the numbers are staggering. Instead of enjoying retirement, he’s trying to solve what may be the most baffling equation of his life. Last year, he paid $723 a month for coverage. In January, after enhanced federal health care subsidies expired, the bill jumped to more than $2,600 a month.

As the health care system strains with fewer doctors and more patients, two alternative models for family medicine have emerged, moving from the fringes into the mainstream: direct primary care and concierge medicine. Both promise fewer patients, longer visits, and faster access, but at a price. Welcome to fast pass health care.

Florida Gov. Ron DeSantis has officially laid out his next budget proposal. News 6 breaks down what's inside.

In this article, CheapInsurance.com dives into required minimum liability limits in Florida and across the country.

The report reveals the "most-fled" cities in the U.S. — and it turns out that No. 3 is in the Sunshine State.

With hurricane season coming to a close, U.S. News & World Report has released its latest ranking of insurance companies in the Sunshine State.

These latest bills deal with issues like minimum wage requirements, insurance regulations, and even presidential elections.

Rental car insurance: Should you get it?

With climate change comes rising sea levels, and that means many parts of Florida are expected to return to the seas.

Hurricanes and other major storms have been a consistent thorn in the side of many Florida homeowners, making insurance a much-needed service for many in the state.

Way compiled statistics on car insurance in Florida.

This month, U.S. News & World Report has updated its ranking of the best car insurance companies in the U.S.

A recent study shows that Florida is one of the biggest victims of the nation’s “fertility crisis,” which could have some major repercussions.

Over the course of the past few days, Florida Gov. Ron DeSantis signed another 19 bills into law while shutting down four others.

While property insurance is a huge issue for many in the Sunshine State, it turns out that auto insurance is also a thorn in the side of many Florida drivers.

Dr. Joseph Ladapo, Florida’s surgeon general and one of Gov. Ron DeSantis’ guest speakers at the news conference, said in part, “there simply isn’t enough justice to go around.”

With natural disasters being a relatively common problem in Florida, it’s little surprise how much of an issue it can be to find an effective homeowner’s insurance provider.

As Central Florida communities continue rebuilding from recent devastating floods, emergency management officials warn that relying solely on flood zone designations could leave homeowners financially vulnerable.

Siding with federal health agencies, a U.S. district judge has rejected arguments by the insurer Florida Blue that key quality ratings didn’t properly take into account disruptions caused by heavy flooding in 2023 in Broward County.

Florida Gov. Ron DeSantis has announced that he plans to veto a bill that would repeal the state’s “Free Kill” law.

With natural disasters being a relatively common problem in Florida, it’s little surprise how much of an issue it can be to find an effective homeowner’s insurance provider.

Car insurance is an essential aspect of responsible vehicle ownership, providing financial protection in the event of accidents, theft, or other unforeseen circumstances.

The number of policies in the state’s Citizens Property Insurance Corp. increased slightly last week, after a drop the previous week.

New research from AAA suggests that smartphone apps could play a big role in reducing dangerous driving behaviors while also helping drivers save on car insurance.

Florida House members Friday began digging into questions about property-insurance companies sending money to affiliated firms and shareholders while arguing the industry was losing money.

Floridians across the coast witnessed flaming space debris falling from the sky on Thursday. There have been similar incidents prior to the Starship explosion.

Florida lawmakers have already introduced more than 30 bills related to insurance.

A recent poll from a Florida business group suggests state residents are most concerned with the cost of insurance and the pressures of inflation above all else.

A Florida bill filed on Thursday could introduce a new tax holiday to the state — one aimed at helping residents bolster their homes against storms.

In 2024, the average annual premium for a single individual was nearly $9,000—and an estimated $25,500 for a family of four.

If you have a tree on your property, this "Fallen Tree Act" could hold you responsible if it causes any damage.

There is a high chance that if you own a home, then you will have faced pressure from your insurance company to pay for a new roof.

Florida regulators have approved new rates for the state’s Citizens Property Insurance Corp., with premiums for the most-common type of homeowners policy increasing by a statewide average of 6.6 percent.

In a significant development for Florida drivers, Gov. Ron DeSantis has announced that several major insurance companies are reducing their auto insurance premiums statewide.

Florida Gov. Ron DeSantis announces lower premiums for some customers of homeowners and car insurance providers, expected during 2025.

A recent comment made by Florida's top insurance chief has people questioning whether it's time to phase out asphalt shingle roofs in our state.

This latest batch of state laws is set to kick off the new year.

It's been over two months since Florida was struck by back-to-back hurricanes, and many home insurance claims have already been rejected, state data shows.

This latest batch of state laws is set to kick off the new year.

We went to the state's head of insurance to get a better understanding of what is happening in the industry right now and what kind of relief homeowners will be getting following recent hurricanes.

The emergency management chief of the Florida county where Hurricane Milton made landfall earlier this month is warning about reports of scammers who are posing as Federal Emergency Management Agency officials and trying to get financial information from the storm’s victims.

Preparing for a hurricane involves removing patio furniture, preparing windows and building a hurricane kit. You should also prepare to file an insurance claim too, just in case.

This includes providing buyers with filed insurance claims related to flood damage and disclosing whether federal assistance was given due to flooding.

In terms of financial risk, the study shows that Florida has the second highest fire risk in the country, with losses expected to reach $269 million.

The ranking examines the top 100 employers by state based on factors like employee recommendations and perceptions.

Cora Hayes and her husband had just replaced the roof on their Ocala home when she says they were approached by an employee from another roofing company.

According to the latest figures, hundreds of thousands of people have moved into Central Florida over the span of four years.

Florida regulators Thursday dug into a proposal that would lead to double-digit rate increases for customers of Citizens Property Insurance Corp., as the state insurer of last resort continues trying to push policies into the private market.

The most recent estimates indicate that Florida will gain enough people each year to fill a city nearly the size of Orlando.

The state’s Citizens Property Insurance Corp. has purchased $3.564 billion in reinsurance coverage — at a cost of $482 million — to serve as a backstop for paying claims during this year’s hurricane season.

As Florida gets ready to enter the thick of hurricane season, property insurers have seen improvements in the market for reinsurance — critical backup coverage that helps drive how much homeowners pay in premiums.

Florida lawmakers and Gov. Ron DeSantis have been busy this Legislative Session, with nearly 200 new laws taking effect on July 1.

My Safe Florida Home is about to begin accepting applications for inspections that could lead to state-matched grants to help homeowners pay for resiliency projects in the face of another hurricane season.

These new laws cover a variety of issues, including insurance, medical payments and sexual assault evidence.

Florida Chief Financial Officer Jimmy Patronis is convinced the “tide is turning” on home insurance rates for homeowners coast to coast.

In the middle of what’s being called a “property insurance crisis” in Florida, several local homeowners said their policies are being dropped by Progressive, one of the biggest property insurance companies in the country.

Private insurers pulled more than 275,000 policies last year from the state’s Citizens Property Insurance Corp. and have taken nearly 115,000 this year.

Seizing on a comment by Gov. Ron DeSantis, the chairman of the U.S. Senate Budget Committee has ratcheted up a request for financial information about Florida’s Citizens Property Insurance Corp.

Auto insurance premiums increased an average of 20% nationally as of December of last year, the largest annual national increase since 1976, according to the U.S. Bureau of Labor Statistics. In Florida, it’s worse.

Florida CFO Jimmy Patronis said recommended “home hardening” recommendations provided by the My Safe Florida Home program saved him a bundle in his annual home insurance premium.

Florida’s chief financial officer is asking the state legislature for more money to increase the size of the division that helps Floridians with insurance issues.

For the second month in a row, private insurers have taken more than 90,000 policies from the state’s Citizens Property Insurance Corp.

State leaders met in Tallahassee on Tuesday to discuss the current state of Florida's insurance market.

The fighting between Israeli forces and the Palestinian terror group Hamas is having a polarizing effect in Florida, bringing out supporters on both sides.

The Citizens Board of Governors on Wednesday morning will hear a proposal for double-digit rate hikes, set to be in place by year’s end.

Amid a leveling off of new and used vehicle costs, rising car insurance costs have caused a flat tire for drivers hoping for relief from the financial pressure of driving.

If you have coverage through Citizens Property Insurance, you need to keep an eye on your mailbox.

More Floridians are taking protecting their property into their own hands.

Florida and other states are trying to fend off an attempt by the Biden administration to end a lawsuit challenging changes to the National Flood Insurance Program that have led to higher premiums for many property owners.

As efforts continued to sort out damage from Hurricane Idalia, regulators on Friday approved proposals by seven private insurers to pull as many as 202,000 policies from the state’s Citizens Property Insurance Corp.

Melissa DeVriese, President, Security First Insurance Company in Ormond beach sat down with News 6 investigator Mike Holfeld to talk about the role insurance companies will play to answer the call for coverage and what policy holders need to know.

Lisa Miller, former assistant insurance commissioner for the state of Florida under Gov. Jeb Bush, sat down with News 6 to offer safety and insurance advice in the wake of Idalia’s imminent landfall.

Over the last few years, Florida homeowners have all felt the pinch of increasing property insurance rates. Now, car insurance rates are on the rise too.

As homeowners continue piling into the state-backed Citizens Property Insurance Corp., regulators this week approved proposals that could lead to private insurers pulling as many as 184,000 policies from Citizens starting in October.

The agency sent out messages to its Florida customers on Tuesday to provide more information on the company’s withdrawal, which is expected to take place over the next year and a half.

A strained network contract negotiation between United Healthcare and Orlando Health could mean a loss of coverage for many patients.

Property insurance rates will likely continue to climb in Florida.

Due to strains on the insurance market involving factors like inflation, excessive litigation and a “catastrophic” hurricane season, the company will be issuing a “small percentage” of non-renewals.

As Citizens Property Insurance Corp. waits for a decision on a plan that would lead to double-digit rate increases for customers, the state-backed insurer remains on a path to grow to 1.7 million policies by the end of the year, President and CEO Tim Cerio said Wednesday.

Florida’s chief financial officer is looking at ways to go after Farmers Insurance for its plan to pull its Farmers-branded services from Florida, affecting 100,000 policyholders.

“The more we learn about Farmers Insurance, the more it’s clear its leadership doesn’t know what they’re doing," Florida CFO Jimmy Patronis said. "While they’re bad at helping people, they’re good at virtue signaling.”

The Florida Officer of Insurance Regulation lists insurance companies still in operation around the state, and the agency allows homeowners to view prospective prices online.

Farmers Insurance Group is no longer writing new homeowners policies in Florida, the company confirmed to News 6 Friday.

Florida’s Office of Insurance Regulation held a hearing Thursday afternoon to determine if rate hikes approved by Citizens Property Insurance can go forward.

Several adjusters claim insurance companies manipulated their reports to pay homeowners less money or deny their claims all together.

In September 2022, Hurricane Ian flooded homes all across Central Florida, from the coast inland, forcing many to evacuate their homes.

It's been six months since the last hurricane hit Central Florida, and many communities are still cleaning up. On top of that, they're seeing major insurance cost hikes — and the latest hit will be flood insurance.

After several days of severe weather, including extremely large hail, in Central Florida, vehicle insurance companies have reported an increase in storm-related claims.