3 questions and answers about bodily injury liability coverage
In 2021, the Florida House and Senate passed a bill that would have eliminated Personal Injury Protection/No Fault Auto Insurance in the state and required drivers to have mandatory bodily injury coverage. The bill was vetoed by Florida Gov. Ron DeSantis.
Citizens Property Insurance chief details troubled industry to Florida lawmakers
Pointing to a “sea of red ink,” the head of the state-backed Citizens Property Insurance Corp. described a private insurance industry Wednesday that is losing gobs of money while homeowners face soaring rates and trouble finding coverage.
Enrollment for the Affordable Care Act reopens. Here’s what you need to know
(U.S. Centers for Medicare & Medicaid Service via AP)Open enrollment for the Affordable Care Act is set to reopen Monday and stay open for the next three months. The website serves 36 states including Florida, to those who need coverage from Feb. 15 until May 15. The goal of this special enrollment period is to help uninsured Americans weather the pandemic. Former President Donald Trump’s administration had cut the open enrollment period of the ACA down from its original three months to six weeks. According to the Kaiser Family Foundation, there are currently approximately 15 million uninsured Americans.
Involved in a car crash? Take these 5 steps to make sure you’re protected
You’ll want to make sure you’re not further endangering yourself, McMillen said. Call your insurance company, but keep a few things in mind when you do so. You want to get your insurance company on board early, as in, you shouldn’t wait too long to inform them of the accident. And it made it so that the first $10,000 of any medical expenses would be covered by your insurance company. “It’s super important to get your own legal representation, because the insurance companies sure have theirs,” McMillen said.
A special type of insurance helps with business interruptions like COVID-19 closures: How to ensure youre taking full advantage
Thats where Business Interruption Insurance kicks inThis is a type of insurance coverage that replaces business income lost as a result of a business interruption event. One more piece of the puzzleIf youre a business, you likely want to make sure you can take advantage of any Business Interruption Insurance you might have. Bogin, Munns & Munns, for example, offers a free case evaluation about your business interruption case. Some business owners have looked into the idea of turning to their commercial Business Interruption Insurance, to try to get some financial relief. Learn more: Bogin, Munns & Munns