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This Central Florida city ranks No. 9 in the best places to retire in the US

US News & World Report ranks over 850 cities on housing, health care, more

Generic palm tree (Image by ELLE RITTER from Pixabay) (ELLE RITTER from Pixabay)

U.S. News & World Report this week revealed the best places to retire in 2026.

The study examines over 850 cities across the U.S., scoring them based on factors like housing affordability, quality of life, and proximity to health care.

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“For the first time since the COVID-19 pandemic began, quality of life scored higher than affordability in the U.S. News weighting survey,” the report reads. “Today’s retirees value overall well-being and connection to community over cost alone.”

According to the researchers, Florida was a prominent state among the top-ranked cities in the latest report, featuring three locations in the top 10 alone.

“This year’s new senior population/migration metric captures Florida’s enduring popularity among older Americans. The Sunshine State has three cities in this year’s top 10.

Quiet Homosassa Springs (No. 3), surrounded by the wildlife reserves and waterways of the Gulf Coast, scores high for tax favorability (No. 3) and senior population/migration (No. 12). Spring Hill (No. 7), 50 miles north of Tampa, offers suburban affordability (No. 119).

And on the bustling Atlantic coast, south of historic St. Augustine, Palm Coast (No. 9) lures retirees with its warm winters, low taxes (No. 15) and booming senior population (No. 14).”

U.S. News & World Report

However, the highest-ranked city on last year’s list, Naples, didn’t fare quite as well this time around, dropping all the way down to No. 18.

Meanwhile, this year’s ranking of the top 100 cities is as follows:

RankCityStateOverall Score
1MidlandMI6.8
2WeirtonWV6.6
3Homosassa SpringsFL6.6
4The WoodlandsTX6.5
5SpringTX6.5
6Rio RanchoNM6.4
7Spring HillFL6.3
8AltoonaPA6.3
9Palm CoastFL6.3
10LynchburgVA6.3
11BismarckND6.2
12VictoriaTX6.2
13Palm HarborFL6.2
14Rochester HillsMI6.2
15TroyMI6.2
16Sioux FallsSD6.2
17PearlandTX6.2
18NaplesFL6.2
19PensacolaFL6.2
20ConroeTX6.2
21Cape CoralFL6.2
22Bonita SpringsFL6.1
23FishersIN6.1
24Port CharlotteFL6.1
25League CityTX6.1
26PaducahKY6.1
27GreenwoodIN6.1
28San AngeloTX6.1
29NoblesvilleIN6.1
30JacksonvilleFL6.1
31Farmington HillsMI6.1
32CarmelIN6.1
33Pinellas ParkFL6.1
34West Des MoinesIA6.1
35ColumbusIN6.1
36LargoFL6.1
37Flower MoundTX6.1
38OwensboroKY6.1
39CheyenneWY6.1
40Punta GordaFL6.1
41WyomingMI6.0
42LexingtonKY6.0
43ZephyrhillsFL6.0
44AnkenyIA6.0
45ApexNC6.0
46Palm BayFL6.0
47LivoniaMI6.0
48CrestviewFL6.0
49O’FallonMO6.0
50St. CharlesMO6.0
51CaryNC6.0
52ClermontFL6.0
53BrandonFL6.0
54MooreOK6.0
55Broken ArrowOK6.0
56EdmondOK6.0
57Eau ClaireWI6.0
58LeanderTX6.0
59CasperWY6.0
60GreenvilleSC6.0
61WheelingWV6.0
62Round RockTX6.0
63ClearwaterFL6.0
64PinehurstNC5.9
65St. PetersMO5.9
66Sugar LandTX5.9
67WestonFL5.9
68Missouri CityTX5.9
69RiverviewFL5.9
70Rapid CitySD5.9
71ElizabethtownKY5.9
72MeridianID5.9
73NewtonMA5.9
74Idaho FallsID5.9
75PflugervilleTX5.9
76McAllenTX5.9
77HarrisonburgVA5.9
78NilesMI5.9
79High PointNC5.9
80Bay CityMI5.9
81CharlestonWV5.9
82Traverse CityMI5.9
83SurpriseAZ5.9
84Council BluffIA5.9
85Palm Beach GardensFL5.9
86Sterling HeightsMI5.9
87SmyrnaGA5.9
88MelbourneFL5.9
89Ellicott CityMD5.9
90Ormond BeachFL5.9
91TampaFL5.9
92LakelandFL5.9
93NoviMI5.9
94Johnson CityTN5.9
95South BendIN5.8
96AlafayaFL5.8
97Winston-SalemNC5.8
98SammamishWA5.8
99JoplinMO5.8
100PharrTX5.8

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